QUESTION: DO I NEED A DOWN PAYMENT?
ANSWER: No. Your credit approval is based on No Down Payment. We only request you cover the fees associated with your purchase which would include sales tax, DMV and documentation fees. We accept cash or trade equity as payment for your fees. We welcome down payments if you so choose. A down payment has a positive compounding effect on your transaction. A down payment can shorten your term of loan, lower your payment or reduce the amount you need to borrow which reduces the amount you need to repay. Apply online by clicking here.
QUESTION: WHAT WILL MY PAYMENT BE?
ANSWER: At Koehne Car Credit, we structure your loan with affordable weekly payments that fit your budget. Your payments are based on the vehicle selected, your income and ability to make the payment. You can rest assured your payment will be easy to make. We will not strap you with more than you can afford. Apply online by clicking here.
QUESTION: WILL I BE APPROVED?
ANSWER: You already are approved at Koehne There are 2 ways you can begin the process to your next vehicle:
1. Stop by one of our two dealerships, in Green Bay and Oconto, Wisconsin and complete a program application
2. Click here to apply for credit online and complete the short application. We will call you back during normal business hours, usually within 30 minutes of when you submitted your application. Applications submitted after normal business hours will be processed immediately, at the beginning of the next business day.
QUESTION: WHAT ARE YOUR QUALIFICATIONS TO GET A LOAN?
ANSWER: Unlike others who only say they can help, you are already approved at Koehne! The primary factors we consider are your ability and willingness to make payments and truthfulness in your application. We understand that sometimes bad things happen to good people and we are here to lend you real help. Apply online by clicking here
QUESTION: I HAVE HAD A (Bankruptcy/Repossession/Divorce/Bad Credit/Medical Bills/No Credit),CAN I STILL GET APPROVED FOR A VEHICLE?
ANSWER: The great news is you are already approved! Your credit cannot be denied at Koehne Car Credit! Whereas most banks and finance companies will turn down anybody with bad credit or if your credit score is too low. Koehne Car Credit understands even good people occasionally go through hard times. Our goal is to assist you in getting your good credit back and moving back to conventional bank financing. Our specialty is in helping people who need a second chance, or first time buyers just starting out. Apply online by clicking here.
QUESTION: WHAT MAKES KOEHNE CAR CREDIT DIFFERENT?
ANSWER: We believe in treating our customers with courtesy, respect and honesty. The staff at Koehne Car Credit has the experience helping individuals and families get the credit they need . . . and deserve! Additionally, through our innovative financing program, Koehne Car Credit Gold program, we have the experience and resources at our disposal to help you with bank financing of a late-model vehicle, if that is your goal.
QUESTION: CAN I REALLY GET A LOAN IN 33 MINUTES?
ANSWER: Absolutely! Our “33 Minute Guarantee To Your Next Ride” relates to your online application – 3 minutes to fill out the application and 30 minutes or less for a response! You won’t wait hours or days to hear back from us. During normal business hours, you won’t wait longer than 30 Minutes!
QUESTION:WHAT DO I NEED TO BRING WITH ME?
ANSWER:
- Most recent paycheck stubs plus your last 2011 check stub. If you desire us to consider other sources of income, such as child support, social security, etc, you will be asked to provide evidence of that income.
- A valid Wisconsin driver’s license or a valid Michigan license if you reside in the U.P of Michigan.
- A piece of mail with your name and address on it, such as a cell phone bill, utility bill or bank statement.
- Five references (3 family/2 personal) with name, address and phone numbers.
- Title to your trade-in and lien release, if applicable.
