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Buy Here Pay Here

You may have seen Buy Here Pay Here financing before, but may not know what it means, or how it can help you get a loan when you have bad credit. The car loan process is difficult enough without gaps in your terminology, so here's a few tips on what Buy Here Pay Here financing is, and how it can lead you to a guaranteed car loan.

What does Buy Here Pay Here mean?

Buy Here Pay Here simply means that instead of making monthly payments to a traditional lender like a bank or credit union, you make payments at the dealership. For people with good credit, they can be guaranteed an auto loan through a traditional lender on the strength of their credit score alone. For those with bad credit, a car loan is granted or denied within the limits of your credit score, whatever that score may be. Unfortunately, with bad credit, you may not get a loan at all.

Will I be approved?

The great thing about buying from Koehne is you’re already approved! You’ll be approved based in part, on your ability to make a car payment. We’ll help you choose from available cars and trucks on the lot for a vehicle that fits your budget. Other dealers will simply deny you outright if your credit score isn't high enough. At Koehne, they work within your bad credit for a car loan you can afford.

Please speak with our trade advisor for more information.